Do you need Lost Job Health Insurance right now as you lost your job? It is possible to receive health coverage while unemployed through special plans offered by many employer-sponsored insurance programs. These programs are usually called COBRA and sometimes temporary unemployment insurance, HMOs (health maintenance organizations), or PPOs (preferred provider organizations). So yes, you still can have insurance even if you just quit your old job. You just may need to take out a short-term policy through an employer-sponsored plan.

Short-term coverage plans allow you to get insurance coverage during a “transition” period when your employer does not offer any health care coverage. If you lose your coverage while still working at your old job, certain states allow you to get temporarily lost employment health cover from another source, and such plans can benefit you regardless of you having a job or not.